Refinance Caculator Refinance Break-Even Point Calculator Calculate the number of months to break-even if you refinance the loan. Current Monthly Payment New Loan Amount New Interest Rate Loan Term Years Closing Costs Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates. Results Print New Monthly Payment $0.00 Monthly Savings $0.00 Number of months to break even 0 See Full Report Below